Being a minimalist should save you money, but being a cheap minimalist is guaranteed to save you money. A year ago, I had enough things. It felt like the stuff I own could last me a lifetime, I am tired of shopping, and I want less. But now I find the need to slowly buying…
I have a confession; I once got caught up in living the affluent minimalism life. I stop buying all the crap that I do during school days (a great financial choice). But I looked up to the quality things. In a way I was lucky, I have no hardcore commitments and means to do what…
This post is more about religion, values, than finance in general. In case, you like to skip as it may not be as important to you as it’s to me. It is simple, God demands absolute honesty. And if you believe He exists, you are bound under this truth. Being absolutely honest about money is…
Mid-year always feels like I have not done enough for the year. There are times that I have even forgotten what I wish to accomplish on the first day of the year. I guess there must be X-muted people out there that never fails to do what they want but I don’t uphold my goals…
Lyn & Ringgit is turning 2! For the past two years, I am challenged to be accountable for my lifestyle inflation (Like to pay or not-to-pay for web-hosting). And most importantly, inspired to retire early with just a simple life change. I found this idea on the internet about how everyone could accumulate $1mil and…
This post is an excerpt from what is your favourite money saving tips found on in Reddit. You may want to scroll thru the long, extended post for the detailed saving plan but here’s a nice 8 that I found. On lunch I tried to never spend more on lunch than I was making in half an hour…
It’s been months since I last posted about saving, and I like to make a revisit because saving is the easiest way to cure financial issues like – unable to pay bills in time. Here are 7 more advance strategy and mindset to perfect the art of savings. Also, you may want to check out…
October is awe-inspiring in every sense, yellow trees, and yellow barns. I burned few hundreds to throw a dinner for friends, win hot noodle challenge, go on accidental outing trip, expensive takeaway dinners, watch the F1 race from the grandstand. Living life satisfies more than loving money. I think on top of all the “costly”…
Well, where do I start? As much as I like to avoid mutual funds, I am trapped with a brother that find trust funds fascinate and treat them like a trading tool as much as I do with equity. We go very different route in managing 20’s finance and year-to-date he BEAT me big time…
Global economy struggles to gain momentum but asset price are at or near all-time high. What does this means to us? PMI shows that the global economy is more or less on a plateau from 2010. In order to boost the economy, developed countries have pushed for ultra-low interest rate policy. The current rate of…