Money Diaries: Oct 2017

October is awe-inspiring in every sense, yellow trees, and yellow barns. I burned few hundreds to throw a dinner for friends, win hot noodle challenge, go on accidental outing trip, expensive takeaway dinners, watch the F1 race from the grandstand. Living life satisfies more than loving money. I think on top of all the “costly”…

Invest 08: Report Express

Well, where do I start? As much as I like to avoid mutual funds, I am trapped with a brother that find trust funds fascinate and treat them like a trading tool as much as I do with equity. We go very different route in managing 20’s finance and year-to-date he BEAT me big time…

The new income grouping in Malaysia

This graph is adapted from IHS – they serve 80% of the Fortune 500 companies. This is the first time I see such an “honest” graph. Nearly 70% Malaysia household income falls under low-income class. Our society is not B40 or M40 – it should be B70-M20-T10. If you have the time and privileged to…

KLSE Shareholders Meeting Door Gifts

Shareholders benefit – the third metrics of investing. Investing in a company with good shareholder benefit could actually save you money. In the state, shareholder benefits are so good that it pays to buy the minimum lot and save thousands. There is discount purchase (ford car at staff price), premium gifts, cruise credits, even free…

Relationship Matters and Finance

Is getting into a relationship healthy for our finances? I thought so, at least for the ladies because they don’t need to pay for the meals. Right? Then I found out that two years had passed and my friend is still paying for her ex-credit card bills. I have naively thought that guys are more…