Have you ever woke up one day and have an ‘ah ha” moment? I ‘woke’ up one day and realize that I have taken a very safe step in defining what personal finance is. And I have forgone the original intention I have in setting up this website – to deal with my own spending.…
Most people find it hard to stay motivated with good financial habits. Be it due to shopaholic syndrome, too much debt burden or they aren’t that interested about saving at the first place.For me, it was the inexistance of financial commitments that makes me splurge and suddenly, I have a credit card debt to clear.…
I always wonder, why do people crowd at Starbucks when you can get better coffee or much cheaper coffer else where. It feels like everyone’s so RICH except for the poor me. Turns out, it’s could be a wise place to hangout! Yes, a secret that everyone knows but me. How cheap? The cheapest way…
Most of us have heard about Shopback (if you haven’t, this link is affiliated with RM10 gift for you). The idea is they pay you back what the vendors pay the advertisers to bring you in an online shopping platform. While that sounds pretty cool, the system has in the past screw me up and so here…
I would love to put money savings expert on my resume. I notice it’s quite a claim, but I honestly don’t see how one could live the lifestyle that I live with the ill little that I spend. With an average spending of RM4000+ a month, I buy highstreat brand, shop at Sephora, dine at…
Having financial goals make so much difference in your life that you cannot even begin to imagine. As a young (ahem) kid, my life goals are ever evolving. In other words, my life map is a messy doodle-filled with incurable daydreaming and fantasy (I want a castle). Nevertheless, I lived two years with my first…
If you love takeaway pizza, you’ll love this hack. The best way to save money on pizza is to build a brick oven in your lawn and kneel the dough a day before. The second best? Customized Domino’s pizza delivery. This is specifically for Domino’s Malaysia, and no, they don’t pay me a dime to…
Budget. Checked. Necessity. Checked. Wallet. Empty? If you need to save money, here are four big reasons why people fail to save money and some practical steps (seems legit to me) to make saving money a reality. Procrastination Tomorrow, and tomorrow, and tomorrow – signifying nothing. Adapted from Macbeth by William Shakespeare. Are you waiting…
Here are 10 cool (and very cheap) things to do on the weekend that will sure to add up your happiness level without breaking your wallet. If you just do each of these 5 times a year, you got a year of weekend activities covered. Boleh jimat cuti-cuti. (Can saves on travelling) 1. Make a…
Decluttering is being mindful- and never an easy thing. I’ll stick my neck out here and say that we all yearn to throw out something that is not functioning anymore in our life. But I tend to care too much about what-a-waste, take this, save that and ended up keeping the mess at home. It took my…
