Lyn & Ringgit is turning 2! For the past two years, I am challenged to be accountable for my lifestyle inflation (Like to pay or not-to-pay for web-hosting). And most importantly, inspired to retire early with just a simple life change. I found this idea on the internet about how everyone could accumulate $1mil and…
Global economy struggles to gain momentum but asset price are at or near all-time high. What does this means to us? PMI shows that the global economy is more or less on a plateau from 2010. In order to boost the economy, developed countries have pushed for ultra-low interest rate policy. The current rate of…
This graph is adapted from IHS – they serve 80% of the Fortune 500 companies. This is the first time I see such an “honest” graph. Nearly 70% Malaysia household income falls under low-income class. Our society is not B40 or M40 – it should be B70-M20-T10. If you have the time and privileged to…