When my net worth is zero, it is important to me that every cents count. I need a plan, a free plan. I had a sheet made from excel and use that as my planner. Now, I treat this loosely like my monthly event planner with cost in mind. Here’s how it looks like so…
And I didn’t travel to the moon and back or sell my soul. A financial guru tweet “50% workforce here in Malaysia earns less than RM1750 ($450).” and all the people jump in and retweet. I am not that sure about how the statistic came by, a statistic is more of an art than a…
This story is not about this website. Lyn & Ringgit do not have such a high following, and I have nothing to sell. For some celestial reason, earning from blogging is not my forte. Furthermore, this website cost me $15 a year, which means I don’t qualify for web hosting MLM offers. I try my hands on…
This month did not come as easy as I thought. Travel for work on my expenses, pay for car engine oil and eating out all the time. In total, I spent RM4579.85. About RM400 is duly wasted for work, but most of the spend is because I got addicted to spending. My dividend took a…