It’s been months since I last posted about saving, and I like to make a revisit because saving is the easiest way to cure financial issues like – unable to pay bills in time. Here are 7 more advance strategy and mindset to perfect the art of savings. Also, you may want to check out…
October is awe-inspiring in every sense, yellow trees, and yellow barns. I burned few hundreds to throw a dinner for friends, win hot noodle challenge, go on accidental outing trip, expensive takeaway dinners, watch the F1 race from the grandstand. Living life satisfies more than loving money. I think on top of all the “costly”…
Well, where do I start? As much as I like to avoid mutual funds, I am trapped with a brother that find trust funds fascinate and treat them like a trading tool as much as I do with equity. We go very different route in managing 20’s finance and year-to-date he BEAT me big time…
Global economy struggles to gain momentum but asset price are at or near all-time high. What does this means to us? PMI shows that the global economy is more or less on a plateau from 2010. In order to boost the economy, developed countries have pushed for ultra-low interest rate policy. The current rate of…
This graph is adapted from IHS – they serve 80% of the Fortune 500 companies. This is the first time I see such an “honest” graph. Nearly 70% Malaysia household income falls under low-income class. Our society is not B40 or M40 – it should be B70-M20-T10. If you have the time and privileged to…
Birthday doesn’t mean much to me after 19, I kind of prefer to keep my age there. But I whenever I go to dining places like Black Market or BLVD house, every table seems to be celebrating birthdays. If you still find birthday exciting, mark your calendar with these free treats! Most of them are…
Shareholders benefit – the third metrics of investing. Investing in a company with good shareholder benefit could actually save you money. In the state, shareholder benefits are so good that it pays to buy the minimum lot and save thousands. There is discount purchase (ford car at staff price), premium gifts, cruise credits, even free…
If you have followed me for a while or sometime, you probably find that very often I break nearly every spending cum saving rules I set for myself. Just early of the year, I was against drinking coffee outside but now it’s part of my life. I even went all out to write a post…
Is getting into a relationship healthy for our finances? I thought so, at least for the ladies because they don’t need to pay for the meals. Right? Then I found out that two years had passed and my friend is still paying for her ex-credit card bills. I have naively thought that guys are more…
n 2015, there was 3 months that I overspend by about RM150 each (That’s 35USD). It wasn’t that I am not carefully tracking, nor did I spent on anything special during that particular months. It was just lack of sense of life purpose and I used spending to fill the void. When is the last…
