LynRinggitMP

Monthly Planner

When my net worth is zero, it is important to me that every cents count. I need a plan, a free plan. I had a sheet made from excel and use that as my planner. Now, I treat this loosely like my monthly event planner with cost in mind. Here’s how it looks like so…

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My experiment on digital marketing

This story is not about this website. Lyn & Ringgit do not have such a high following, and I have nothing to sell. For some celestial reason, earning from blogging is not my forte. Furthermore, this website cost me $15 a year, which means I don’t qualify for web hosting MLM offers. I try my hands on…

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Money Diaries: Aug 2018

This month did not come as easy as I thought. Travel for work on my expenses, pay for car engine oil and eating out all the time. In total, I spent RM4579.85. About RM400 is duly wasted for work, but most of the spend is because I got addicted to spending. My dividend took a…

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The cheap minimalist

Being a minimalist should save you money, but being a cheap minimalist is guaranteed to save you money. A year ago, I had enough things. It felt like the stuff I own could last me a lifetime, I am tired of shopping, and I want less. But now I find the need to slowly buying…

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2018 Half Year Goals

Mid-year always feels like I have not done enough for the year. There are times that I have even forgotten what I wish to accomplish on the first day of the year. I guess there must be X-muted people out there that never fails to do what they want but I don’t uphold my goals…

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One Step To Change Your Life

Lyn & Ringgit is turning 2! For the past two years, I am challenged to be accountable for my lifestyle inflation (Like to pay or not-to-pay for web-hosting). And most importantly, inspired to retire early with just a simple life change. I found this idea on the internet about how everyone could accumulate $1mil and…